Medicare Coverage
That Fits Your Needs at an Affordable Cost

A full service agency helping Medicare clients find affordable insurance solutions - at no cost.

Alternatives for Original Medicare

Medicare Part C offers coverage combines all of the benefits of Medicare Part A (hospital) and Part B (medical) while adding prescription drug, dental, and/or vision coverage (depending on the plan specifics for your county.)

These Advantage Plans are offered by private insurance companies contracted through Medicare as alternatives for Original Medicare.

Have a conversation with Brian when researching plans to ensure the best option for your needs.

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Medicare Prescription Drug Plans

A prescription drug plan may help you save.

A prescription drug plan may help you save money on existing prescriptions or on medication needs in the future.

Medicare Part D plans add prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

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Medicare Supplement Plans (Medigap)

Medigap is additional coverage for costs not covered by Medicare:

  • co-payments,
  • deductibles, and
  • health care if you travel outside the U.S.

There are 10 Medigap plans, identified as a letter. The most common plans will be Parts F, G and N:

  • The F plan covers all of Part A and B
  • The G plan covers All of Part A and B you cover part B deductible one per year
  • The N plan covers All of Part A and B you cover part B deductible one per year plus a $20.00 copay & $50.00 copay for ER. plus all medicare excess charges.

Finding the right plan can be confusing. Speak with Brian to ensure the you select the best plan(s) for your needs.

Special Needs Plans

Special Needs Plans for those with both Medicare (title XVIII) and medical assistance from the state.

Dual Eligible Special Needs Plans (D-SNPs) enroll individuals who are entitled to both Medicare (title XVIII) and medical assistance from a state plan under Medicaid (title XIX). States cover some Medicare costs, depending on the state and the individual’s eligibility. -

Dual Complete is a subsidized program under Medicare Advantage plans and requires you to have both Medicare and Medicaid.

Schedule a call with Brian to learn more and find the right plan for your specific requirements.

icon of a briefcase with a plus sign for PPO plans

Medicare PPO plans

PPO Plans

These plans vary by state and county. It is imperative you speak with an agent when researching plans.

States Licensed: Washington, Oregon, California ,Nevada, Idaho, Colorado ,Texas , Wyoming, Ohio

We work with industry-leading insurance carriers:

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.”